๐Ÿ”’ Secure applications ยท No hard credit pull ยท Same-day offers available
CREDIT REPAIR

A stronger credit score opens every door

Inaccurate, outdated, or unfair items on your credit report are hurting your chances of getting funded. We dispute them โ€” and build a plan to improve your score long-term.

Start My Free Credit Analysis

Avg +80 Pts

Average Improvement

3โ€“6 Months

Timeline

All 3 Bureaus

Coverage

CROA Compliant

Compliance

OUR APPROACH

How we improve your score

Dispute Inaccuracies

We pull your full report and identify items that don't belong โ€” errors, outdated accounts, and unverifiable information.

Work All 3 Bureaus

Equifax, Experian, TransUnion โ€” we dispute on all three to maximize your improvement across every credit check.

Build a Credit Plan

Beyond disputes, we coach on credit habits that improve your score โ€” utilization, payment timing, and account strategy.

Your credit score affects more than you think

See how your credit score range impacts your access to financing and the rates you pay.

Credit Score
Loan Eligibility
Interest Rate Impact
Below 580
Very limited funding solutions, high costs
MCA only, highest factor rates
580โ€“640
MCA available, limited bank access
More funding solutions opening up
640โ€“700
More funding solutions available
Better rates, more products available
700+
Best rates, SBA eligible, bank loan ready
Full access to all financing solutions
THE PROCESS

Our credit repair process

1

Free Credit Analysis

Share your report, we review it and identify disputable items.

2

Dispute Letters Sent

Professionally drafted disputes sent to all three credit bureaus.

3

Follow Up & Track

We monitor responses from the bureaus and send follow-up disputes as needed.

4

Score Improvement

Most clients see movement in 45โ€“90 days. We continue until your goals are met.

Legal Compliance

Helmet Consulting Group's credit repair services are provided in compliance with the Credit Repair Organizations Act (CROA) and all applicable state laws. You have the right to dispute inaccurate information in your credit report directly with credit bureaus at no charge. For more information, visit AnnualCreditReport.com or the Consumer Financial Protection Bureau at consumerfinance.gov.

Ready to improve your credit?

Start with a free credit analysis โ€” no obligation, no commitment.